Jim Murphy Insurance
1160 Brickyard Cove Rd
Richmond, CA 94801-4107
Phone: (510) 236-0346 | Fax: (510) 236-0366
Jim Murphy Insurance provides residents of Richmond with advice and guidance to help protect assets. Visit their office at 1160 Brickyard Cove Rd or call (510) 236-0346 for a no obligation quote. Serving the greater Richmond area and beyond.
Looking for insurance agents in Richmond, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- Jim Murphy Insurance may assist you in finding California insurance coverage. With a local Richmond insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Richmond auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a house in Richmond and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.