Joann D Smith Insurance
420 Porter St
Helena, AR 72342-3216
Phone: (870) 338-9094 | Fax: (870) 338-6312
Helena residents can count on Joann D Smith Insurance to give a helping hand when purchasing insurance. Call (870) 338-9094 to talk to an agent or stop by at 420 Porter St. Serving the greater Helena area and beyond.
If you're trying to find insurance agents in Helena, AR or just looking to lower your rates we can help. These tips may help.
- Joann D Smith Insurance may be able help you with your insurance needs in Helena. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Helena car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Helena home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Helena policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.