Joe Ems Insurance Inc
7600 38th Ave N
St Petersburg, FL 33710-1233
Phone: (727) 347-3515 | Fax: (727) 347-8201
Joe Ems Insurance Inc is dedicated to protecting St Petersburg families with at a price you can afford with professional service. Visit their office at 7600 38th Ave N or call (727) 347-3515 for risk-free insurance quotes. Servicing St Petersburg and the entire Pinellas county region.
Searching for insurance agents in St Petersburg, Florida or just trying to save money on insurance? Here are some tips to keep in mind.
- Joe Ems Insurance Inc may be able to help you determine the insurance policy that's right for your specific needs.
- Your St Petersburg auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in St Petersburg and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Florida. Check with your St Petersburg agent to find out if that discount exists with your current company.