Joel D Perkel Insurance
350 Broad Ave
Ridgefield, NJ 07657-2325
Phone: (201) 941-3993 | Fax: (201) 941-0761
Ridgefield families can depend on Joel D Perkel Insurance to provide guidance and answer any questions. Their office location is 350 Broad Ave or call (201) 941-3993 to talk with a representative. Servicing Ridgefield and the entire Bergen county region.
If you're trying to find insurance agents in Ridgefield, NJ or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Joel D Perkel Insurance may be able help you with your insurance needs in Ridgefield. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Ridgefield car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Ridgefield home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some New Jersey insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Ridgefield and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.