Joseph M Chernaik Insurance
1684 Main St
Springfield, MA 01103-1292
Phone: (413) 734-5673 | Fax: (413) 734-8176
Joseph M Chernaik Insurance is dedicated to protecting Springfield residents with at a price you can afford with professional service. Call (413) 734-5673 for risk-free insurance quotes or stop by at 1684 Main St. Servicing Springfield and the entire Hampden county region.
Searching for insurance agents in Springfield, Massachusetts or just trying to save money on insurance? These tips may help.
- A local insurance services provider like Joseph M Chernaik Insurance can help you determine the proper coverages for your personal situation. Licensed Massachusetts insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Springfield is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- If you own a home in Springfield and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Massachusetts insurance company, then you will be rewarded with lower rates.