K J Karleskent Inc
40 W Main St
Malone, NY 12953
Phone: (518) 483-0686 | Fax: (518) 483-0686
K J Karleskent Inc is dedicated to protecting Malone families with at a price you can afford with professional service. Visit their office at 40 W Main St or call (518) 483-0686 for risk-free insurance quotes. Serving Malone and the greater Franklin county area.
Searching for insurance agents in Malone, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like K J Karleskent Inc can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Malone car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Malone home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New York may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.