Ken Smalley Insurance
1851 Heritage Ln # 297
Sacramento, CA 95815-4923
Phone: (916) 929-2886 | Fax: (916) 929-2077
Ken Smalley Insurance provides residents of Sacramento with advice and guidance to help them meet their insurance needs. Call (916) 929-2886 for a no obligation quote or stop by at 1851 Heritage Ln # 297. Servicing Sacramento and the entire Sacramento county region.
Looking for insurance agents in Sacramento, CA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Ken Smalley Insurance can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Sacramento car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Sacramento property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Sacramento agent to find out if that discount exists with your current company.