Kephart Agency
428 Hill St
Murphy, NC 28906-3508
Phone: (828) 837-3508 | Fax: (828) 835-3397
Kephart Agency provides residents of Murphy with advice and guidance to help them meet their insurance needs. Call (828) 837-3508 for a no obligation quote or stop by at 428 Hill St. Servicing Murphy and the entire Cherokee county region.
Looking for insurance agents in Murphy, NC or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Kephart Agency can help you determine the proper coverages for your personal situation. Licensed North Carolina insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Murphy auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Murphy. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in North Carolina should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.