Kerby Insurance
23125 AL Highway 24
Moulton, AL 35650-8019
Phone: (256) 905-0016
Kerby Insurance provides residents of Moulton with advice and guidance to help them meet their insurance needs. Call (256) 905-0016 for a no obligation quote or stop by at 23125 AL Highway 24. Servicing Moulton and the entire Lawrence county region.
Looking for insurance agents in Moulton, AL or just trying to lower your premiums? These tips may help.
- Kerby Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Moulton auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Moulton insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Moulton home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.