Kerry Schoer Agency
1409 159th Ave NE
Ham Lake, MN 55304-5608
Phone: (763) 434-5434 | Fax: (763) 434-4256
Kerry Schoer Agency provides residents of Ham Lake with advice and guidance to help protect assets. Visit their office at 1409 159th Ave NE or call (763) 434-5434 for a no obligation quote. Serving the greater Ham Lake area and beyond.
Looking for insurance agents in Ham Lake, MN or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Kerry Schoer Agency can help you determine the proper coverages for your personal situation. Licensed Minnesota insurance agents are trained to find possible coverage gaps in your insurance plan.
- Ham Lake auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Ham Lake home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Minnesota may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.