Kozma Insurance
40 Van Winkle Ave
Garfield, NJ 07026-3348
Phone: (973) 478-7111 | Fax: (973) 478-9766
Kozma Insurance provides residents of Garfield with advice and guidance to help protect assets. Visit their office at 40 Van Winkle Ave or call (973) 478-7111 for a no obligation quote. Serving the greater Garfield area and beyond.
Looking for insurance agents in Garfield, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Kozma Insurance can help you determine the proper coverages for your personal situation. Licensed New Jersey insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Garfield, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Garfield property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New Jersey. Check with your Garfield agent to find out if that discount exists with your current company.