LIT Insurance Svc
2385 Camino Vida Roble
Carlsbad, CA 92011-1509
Phone: (760) 929-6720
LIT Insurance Svc provides residents of Carlsbad with advice and guidance to help them meet their insurance needs. Call (760) 929-6720 for a no obligation quote or stop by at 2385 Camino Vida Roble. Servicing Carlsbad and the entire San Diego county region.
Looking for insurance agents in Carlsbad, CA or just trying to lower your premiums? These tips may help.
- LIT Insurance Svc may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Carlsbad is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Carlsbad home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.