LMIG
26100 Northwestern Hwy
Southfield, MI 48076-3732
Phone: (248) 352-1500
LMIG provides residents of Southfield with advice and guidance when making important insurance decisions. Their office is located at 26100 Northwestern Hwy or call (248) 352-1500 to speak with an agent. Serving Southfield and the greater Oakland county area.
Looking for insurance agents in Southfield, MI or just trying to lower your premiums? Here are some insurance buying best practices.
- LMIG may be able to help you find the best insurance rates in Michigan. By using a local Southfield insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Southfield auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Southfield home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Michigan. Check with your Southfield agent to find out if that discount exists with your current company.