Ladd Insurance
109 E Church St
Urbana, OH 43078-1819
Phone: (937) 653-3865 | Fax: (937) 653-3865
Ladd Insurance provides residents of Urbana with advice and guidance to help protect assets. Visit their office at 109 E Church St or call (937) 653-3865 for a no obligation quote. Serving the greater Urbana area and beyond.
Looking for insurance agents in Urbana, OH or just trying to lower your premiums? Here are some tips to keep in mind.
- Ladd Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- When shopping for car insurance in Urbana, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Urbana and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.