Lanny R Howarter
4730 Nolan Pl
El Cajon, CA 92020-8243
Phone: (619) 447-0594
Lanny R Howarter provides residents of El Cajon with advice and guidance when making important insurance decisions. Their office is located at 4730 Nolan Pl or call (619) 447-0594 to speak with an agent. Serving El Cajon and the greater San Diego county area.
Looking for insurance agents in El Cajon, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- Lanny R Howarter may assist you in finding California insurance coverage. With a local El Cajon insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your El Cajon auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in El Cajon and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.