Laurel's Insurance
809 10th St S
St James, MN 56081-2221
Phone: (507) 375-4027
St James residents can count on Laurel's Insurance to provide guidance when purchasing insurance. Visit their office at 809 10th St S or call (507) 375-4027 to talk to an agent. Serving the greater St James area and beyond.
If you're trying to find insurance agents in St James, MN or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Laurel's Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- St James car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a home in St James, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some Minnesota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in St James and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.