Lighthouse Point Insurance Svc
125 Water St
Santa Cruz, CA 95060-2790
Phone: (831) 458-1217
Lighthouse Point Insurance Svc provides residents of Santa Cruz with advice and guidance to help them meet their insurance needs. Call (831) 458-1217 for a no obligation quote or stop by at 125 Water St. Servicing Santa Cruz and the entire Santa Cruz county region.
Looking for insurance agents in Santa Cruz, CA or just trying to lower your premiums? These tips may help.
- Lighthouse Point Insurance Svc may assist you in finding California insurance coverage. With a local Santa Cruz insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Santa Cruz car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Santa Cruz and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many California insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.