Lloyd B Richardson Agency
6324 Papermill Dr # 4a
Knoxville, TN 37919-4813
Phone: (865) 588-5433 | Fax: (865) 588-2083
Lloyd B Richardson Agency provides residents of Knoxville with advice and guidance to help them meet their insurance needs. Call (865) 588-5433 for a no obligation quote or stop by at 6324 Papermill Dr # 4a. Servicing Knoxville and the entire Knox county region.
Looking for insurance agents in Knoxville, TN or just trying to lower your premiums? These tips may help.
- Lloyd B Richardson Agency may be able help you with your insurance needs in Knoxville. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Knoxville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Knoxville property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.