Lotz Insurance Farmers
22320 Foothill Blvd
Hayward, CA 94541-2885
Phone: (510) 940-0184
Hayward residents can count on Lotz Insurance Farmers to provide guidance when purchasing insurance. Visit their office at 22320 Foothill Blvd or call (510) 940-0184 to talk to an agent. Serving the greater Hayward area and beyond.
If you're trying to find insurance agents in Hayward, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Lotz Insurance Farmers is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Hayward, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Hayward property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Hayward and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.