Loveland & Smart Insurance
9700 Fair Oaks Blvd
Fair Oaks, CA 95628-7079
Phone: (916) 362-5500 | Fax: (916) 362-5595
Fair Oaks families can depend on Loveland & Smart Insurance to provide guidance and answer any questions. Their office location is 9700 Fair Oaks Blvd or call (916) 362-5500 to talk with a representative. Servicing Fair Oaks and the entire Sacramento county region. Our website provides more information and office hours.
If you're trying to find insurance agents in Fair Oaks, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Loveland & Smart Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Fair Oaks car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Fair Oaks and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.