Lukes Insurance
26491 457th Ave
Humboldt, SD 57035-6820
Phone: (605) 363-3317
Humboldt families can depend on Lukes Insurance to provide guidance and answer any questions. Their office location is 26491 457th Ave or call (605) 363-3317 to talk with a representative. Servicing Humboldt and the entire Minnehaha county region.
If you're trying to find insurance agents in Humboldt, SD or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A local insurance services provider like Lukes Insurance can help you determine the proper coverages for your personal situation. Licensed South Dakota insurance agents are trained to find possible coverage gaps in your insurance plan.
- When shopping for car insurance in Humboldt, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Humboldt property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in South Dakota. Check with your Humboldt agent to find out if that discount exists with your current company.