M A Hays Co
232 Broadway
Richmond, CA 94804-1914
Phone: (510) 235-0353 | Fax: (510) 235-5058
M A Hays Co provides residents of Richmond with advice and guidance to help them meet their insurance needs. Call (510) 235-0353 for a no obligation quote or stop by at 232 Broadway. Servicing Richmond and the entire Contra Costa county region. Visit our website anytime for more information.
Looking for insurance agents in Richmond, CA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like M A Hays Co can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Richmond auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Richmond and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.