M & L Insurance
144 Bloomfield Ave
Montclair, NJ 07042-4725
Phone: (973) 744-0595
M & L Insurance provides residents of Montclair with advice and guidance to help protect assets. Visit their office at 144 Bloomfield Ave or call (973) 744-0595 for a no obligation quote. Serving the greater Montclair area and beyond.
Looking for insurance agents in Montclair, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like M & L Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed New Jersey insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Montclair is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Montclair. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New Jersey insurance company, then you will be rewarded with lower rates.