Mel Smith Insurance
1705 Barcelona St
Livermore, CA 94550-6403
Phone: (925) 449-0219
Livermore residents can count on Mel Smith Insurance to give a helping hand when purchasing insurance. Call (925) 449-0219 to talk to an agent or stop by at 1705 Barcelona St. Serving the greater Livermore area and beyond.
If you're trying to find insurance agents in Livermore, CA or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Mel Smith Insurance can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Livermore auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- If you own a home in Livermore, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Livermore and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.