Mel Woodard & Assoc
1617 Allentown Rd # 103
Lima, OH 45805-1874
Phone: (419) 227-6277 | Fax: (419) 227-4391
Mel Woodard & Assoc is dedicated to protecting Lima residents with at a price you can afford with professional service. Call (419) 227-6277 for risk-free insurance quotes or stop by at 1617 Allentown Rd # 103. Servicing Lima and the entire Allen county region.
Searching for insurance agents in Lima, Ohio or just trying to save money on insurance? These tips may help.
- Mel Woodard & Assoc may be able to help you determine the insurance policy that's right for your specific needs.
- Your Lima car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Lima. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Ohio may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.