Melvin R Beard & Co
10122 Long Point Rd # A
Houston, TX 77043-4300
Phone: (713) 468-1746 | Fax: (713) 468-7925
Houston residents can count on Melvin R Beard & Co to give a helping hand when purchasing insurance. Call (713) 468-1746 to talk to an agent or stop by at 10122 Long Point Rd # A. Serving the greater Houston area and beyond.
If you're trying to find insurance agents in Houston, TX or just looking to lower your rates we can help. These tips may help.
- A neighborhood insurance services provider like Melvin R Beard & Co can make it easier to determine the correct insurance coverages for your financial situation. Licensed Texas insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Houston car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Houston insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Houston home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Texas insurance company, then you will be rewarded with lower rates.