Mercier & Kosinski Insurance
1009 Smithfield Ave
Lincoln, RI 02865-2707
Phone: (401) 723-7099 | Fax: (401) 723-4470
Lincoln residents can count on Mercier & Kosinski Insurance to provide guidance when purchasing insurance. Visit their office at 1009 Smithfield Ave or call (401) 723-7099 to talk to an agent. Serving the greater Lincoln area and beyond.
If you're trying to find insurance agents in Lincoln, RI or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Mercier & Kosinski Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Lincoln, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Lincoln property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Rhode Island insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Lincoln and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.