Michael Butler Insurance
117 Hawley St
Binghamton, NY 13901-3992
Phone: (607) 722-2306
Michael Butler Insurance provides residents of Binghamton with advice and guidance to help protect assets. Visit their office at 117 Hawley St or call (607) 722-2306 for a no obligation quote. Serving the greater Binghamton area and beyond.
Looking for insurance agents in Binghamton, NY or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Michael Butler Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed New York insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Binghamton auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Binghamton, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in New York should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.