Michael J Smith
1128 Battlefield Blvd N
Chesapeake, VA 23320-4791
Phone: (757) 483-1627
Michael J Smith is dedicated to protecting Chesapeake families with at a price you can afford with professional service. Visit their office at 1128 Battlefield Blvd N or call (757) 483-1627 for risk-free insurance quotes. Servicing Chesapeake and the entire Chesapeake county region.
Searching for insurance agents in Chesapeake, Virginia or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Michael J Smith can make it easier to determine the correct insurance coverages for your financial situation. Licensed Virginia insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When researching auto insurance in Chesapeake, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Chesapeake property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Virginia insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.