Michael K Gapen Insurance
9208 Wicker Ave
St John, IN 46373-9710
Phone: (219) 365-8807
St John residents can count on Michael K Gapen Insurance to provide guidance when purchasing insurance. Visit their office at 9208 Wicker Ave or call (219) 365-8807 to talk to an agent. Serving the greater St John area and beyond.
If you're trying to find insurance agents in St John, IN or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Michael K Gapen Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- St John auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- St John home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Indiana insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.