Michael Mc Donald & Assocs
713 D St # E
Ramona, CA 92065-2357
Phone: (760) 788-7162 | Fax: (760) 788-7193
Michael Mc Donald & Assocs provides residents of Ramona with advice and guidance to help protect assets. Visit their office at 713 D St # E or call (760) 788-7162 for a no obligation quote. Serving the greater Ramona area and beyond.
Looking for insurance agents in Ramona, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Michael Mc Donald & Assocs can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Ramona, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Ramona property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Ramona and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.