Michael O Babin Jr
10019 Jefferson Hwy
River Ridge, LA 70123-2443
Phone: (504) 738-8866 | Fax: (504) 737-3657
Michael O Babin Jr provides residents of River Ridge with advice and guidance when making important insurance decisions. Their office is located at 10019 Jefferson Hwy or call (504) 738-8866 to speak with an agent. Serving River Ridge and the greater Jefferson county area.
Looking for insurance agents in River Ridge, LA or just trying to lower your premiums? Here are some insurance buying best practices.
- Michael O Babin Jr may be able to help you determine the insurance policy that's right for your specific needs.
- When researching auto insurance in River Ridge, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- River Ridge property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Louisiana may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.