Michael Smith Insurance
2075 Pacheco St
Concord, CA 94520-2308
Phone: (925) 671-9946
Concord residents can count on Michael Smith Insurance to provide guidance when purchasing insurance. Visit their office at 2075 Pacheco St or call (925) 671-9946 to talk to an agent. Serving the greater Concord area and beyond.
If you're trying to find insurance agents in Concord, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Michael Smith Insurance may assist you in finding California insurance coverage. With a local Concord insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Concord auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Concord, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.