Midmichingan/Highland Agency
314 Gratiot Ave
Alma, MI 48801-1831
Phone: (989) 463-6008 | Fax: (989) 463-5445
Midmichingan/Highland Agency provides residents of Alma with advice and guidance when making important insurance decisions. Their office is located at 314 Gratiot Ave or call (989) 463-6008 to speak with an agent. Serving Alma and the greater Gratiot county area.
Looking for insurance agents in Alma, MI or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Midmichingan/Highland Agency can help you determine the proper coverages for your personal situation. Licensed Michigan insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Alma auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Alma insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Alma home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some Michigan insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Alma and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.