Mike Rafferty Insurance Inc
1917 E A St
Torrington, WY 82240-2823
Phone: (307) 532-3218
Mike Rafferty Insurance Inc provides residents of Torrington with advice and guidance to help them meet their insurance needs. Call (307) 532-3218 for a no obligation quote or stop by at 1917 E A St. Servicing Torrington and the entire Goshen county region.
Looking for insurance agents in Torrington, WY or just trying to lower your premiums? These tips may help.
- Mike Rafferty Insurance Inc may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Torrington is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Torrington home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.