Mother Lode Insurance
4065 Mother Lode Dr # A
Shingle Springs, CA 95682-8000
Phone: (530) 677-7934 | Fax: (530) 677-8314
Shingle Springs families can depend on Mother Lode Insurance to provide guidance and answer any questions. Their office location is 4065 Mother Lode Dr # A or call (530) 677-7934 to talk with a representative. Servicing Shingle Springs and the entire El Dorado county region. Our website provides more information and office hours.
If you're trying to find insurance agents in Shingle Springs, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Mother Lode Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Shingle Springs auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Shingle Springs home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.