Murphy Insurance
7170 Claiborne Dr
Germantown, TN 38138-5707
Phone: (901) 754-6981
Germantown residents can count on Murphy Insurance to give a helping hand when purchasing insurance. Call (901) 754-6981 to talk to an agent or stop by at 7170 Claiborne Dr. Serving the greater Germantown area and beyond.
If you're trying to find insurance agents in Germantown, TN or just looking to lower your rates we can help. These tips may help.
- Murphy Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Germantown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Germantown property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.