New York Life Insurance Co
1482 E Valley Rd
Santa Barbara, CA 93108-1200
Phone: (805) 969-9999
New York Life Insurance Co provides residents of Santa Barbara with advice and guidance to help them meet their insurance needs. Call (805) 969-9999 for a no obligation quote or stop by at 1482 E Valley Rd. Servicing Santa Barbara and the entire Santa Barbara county region.
Looking for insurance agents in Santa Barbara, CA or just trying to lower your premiums? These tips may help.
- New York Life Insurance Co may be able to help you find the best insurance rates in California. By using a local Santa Barbara insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Santa Barbara auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Santa Barbara home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Santa Barbara agent to find out if that discount exists with your current company.