Niemala Financial Svc & Ins
214 NW 1st Ave # G
Grand Rapids, MN 55744-2750
Phone: (218) 326-0304
Niemala Financial Svc & Ins provides residents of Grand Rapids with advice and guidance to help them meet their insurance needs. Call (218) 326-0304 for a no obligation quote or stop by at 214 NW 1st Ave # G. Servicing Grand Rapids and the entire Itasca county region.
Looking for insurance agents in Grand Rapids, MN or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Niemala Financial Svc & Ins can help you determine the proper coverages for your personal situation. Licensed Minnesota insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Grand Rapids auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Grand Rapids. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Minnesota should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.