Ohio Farmers Insurance
1971 Slabtown Rd
Lima, OH 45801-3304
Phone: (419) 221-0012
Ohio Farmers Insurance is dedicated to protecting Lima families with at a price you can afford with professional service. Visit their office at 1971 Slabtown Rd or call (419) 221-0012 for risk-free insurance quotes. Serving Lima and the greater Allen county area.
Searching for insurance agents in Lima, Ohio or just trying to save money on insurance? Here are some tips to keep in mind.
- Ohio Farmers Insurance may be able help you with your insurance needs in Lima. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Lima auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Lima. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.