Oseman Insurance
6750 Poplar Ave # 410
Germantown, TN 38138-7443
Phone: (901) 762-8211 | Fax: (901) 767-7796
Oseman Insurance provides residents of Germantown with advice and guidance to help protect assets. Visit their office at 6750 Poplar Ave # 410 or call (901) 762-8211 for a no obligation quote. Serving the greater Germantown area and beyond. Visit our website anytime for more information.
Looking for insurance agents in Germantown, TN or just trying to lower your premiums? Here are some tips to keep in mind.
- Oseman Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Germantown auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Germantown property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Tennessee insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Germantown and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.