Pacific Insurance Brokers
131 Kahiko St
Kapaa, HI 96746-9672
Phone: (808) 245-9647 | Fax: (808) 245-6645
Pacific Insurance Brokers is dedicated to protecting Kapaa residents with at a price you can afford with professional service. Call (808) 245-9647 for risk-free insurance quotes or stop by at 131 Kahiko St. Servicing Kapaa and the entire Kauai county region.
Searching for insurance agents in Kapaa, Hawaii or just trying to save money on insurance? These tips may help.
- Pacific Insurance Brokers is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Kapaa car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Kapaa home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Hawaii insurance company, then you will be rewarded with lower rates.