Pacific Ocean Funding
4139 Hardy St # B
Lihue, HI 96766-1357
Phone: (808) 245-2427 | Fax: (808) 246-4713
Pacific Ocean Funding is dedicated to protecting Lihue residents with at a price you can afford with professional service. Call (808) 245-2427 for risk-free insurance quotes or stop by at 4139 Hardy St # B. Servicing Lihue and the entire Kauai county region.
Searching for insurance agents in Lihue, Hawaii or just trying to save money on insurance? These tips may help.
- A neighborhood insurance services provider like Pacific Ocean Funding can make it easier to determine the correct insurance coverages for your financial situation. Licensed Hawaii insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Lihue car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Lihue, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Hawaii may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.