Patricia Ramsey Insurance
1514 S Main St # 2
Red Bud, IL 62278-1382
Phone: (618) 282-2222 | Fax: (618) 282-2221
Patricia Ramsey Insurance is dedicated to protecting Red Bud families with at a price you can afford with professional service. Visit their office at 1514 S Main St # 2 or call (618) 282-2222 for risk-free insurance quotes. Serving Red Bud and the greater Randolph county area.
Searching for insurance agents in Red Bud, Illinois or just trying to save money on insurance? Here are some tips to keep in mind.
- Patricia Ramsey Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Red Bud auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Red Bud home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Red Bud policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Red Bud and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.