Patrick Thomas Insurance
211 Geri Ln # 1
Richmond, KY 40475-2691
Phone: (859) 623-6338
Richmond residents can count on Patrick Thomas Insurance to provide guidance when purchasing insurance. Visit their office at 211 Geri Ln # 1 or call (859) 623-6338 to talk to an agent. Serving the greater Richmond area and beyond.
If you're trying to find insurance agents in Richmond, KY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Patrick Thomas Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Richmond is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- If you own a home in Richmond, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Kentucky insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.