Paul Hardy Ins Affiliates Inc
504 W State St
Madison, IN 47250-2835
Phone: (812) 265-6992 | Fax: (812) 265-6993
Madison residents can count on Paul Hardy Ins Affiliates Inc to provide guidance when purchasing insurance. Visit their office at 504 W State St or call (812) 265-6992 to talk to an agent. Serving the greater Madison area and beyond.
If you're trying to find insurance agents in Madison, IN or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A local insurance services provider like Paul Hardy Ins Affiliates Inc can help you determine the proper coverages for your personal situation. Licensed Indiana insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Madison car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Madison home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Indiana insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.