Paul J Smith Agency
507 Highland Ave
Carrollton, KY 41008-1018
Phone: (502) 732-5854
Carrollton residents can count on Paul J Smith Agency to give a helping hand when purchasing insurance. Call (502) 732-5854 to talk to an agent or stop by at 507 Highland Ave. Serving the greater Carrollton area and beyond.
If you're trying to find insurance agents in Carrollton, KY or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Paul J Smith Agency can help you determine the proper coverages for your personal situation. Licensed Kentucky insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Carrollton, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Carrollton property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.