Penwarden Simmons Agency Inc
69283 N Main St
Richmond, MI 48062-1145
Phone: (586) 727-3495 | Fax: (586) 727-5502
Penwarden Simmons Agency Inc provides residents of Richmond with advice and guidance to help protect assets. Visit their office at 69283 N Main St or call (586) 727-3495 for a no obligation quote. Serving the greater Richmond area and beyond.
Looking for insurance agents in Richmond, MI or just trying to lower your premiums? Here are some tips to keep in mind.
- Penwarden Simmons Agency Inc is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Richmond car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Richmond and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Michigan insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.