Personal Insurance
2029 Independence St
Cape Girardeau, MO 63703-5805
Phone: (573) 335-7777 | Fax: (573) 332-7777
Personal Insurance provides residents of Cape Girardeau with advice and guidance to help protect assets. Visit their office at 2029 Independence St or call (573) 335-7777 for a no obligation quote. Serving the greater Cape Girardeau area and beyond.
Looking for insurance agents in Cape Girardeau, MO or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Personal Insurance can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Cape Girardeau, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Cape Girardeau property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Missouri insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Cape Girardeau and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.