Phase 1 Insurance
13 Sanford Ter
Irvington, NJ 07111-1422
Phone: (973) 416-0080 | Fax: (973) 416-6006
Phase 1 Insurance provides residents of Irvington with advice and guidance to help protect assets. Visit their office at 13 Sanford Ter or call (973) 416-0080 for a no obligation quote. Serving the greater Irvington area and beyond.
Looking for insurance agents in Irvington, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- Phase 1 Insurance may be able help you with your insurance needs in Irvington. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Irvington auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Irvington home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Irvington policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.